Company Performance: Qliro's financial health, revenue growth, profitability, and user acquisition rates directly impact investor confidence and stock price.

Market Sentiment: Overall investor optimism or pessimism towards e-commerce, fintech, and Swedish markets influences demand for Qliro shares.

Competition: Actions and performance of competitors in the buy-now-pay-later and online retail sectors can affect Qliro's market share and perceived value.

Regulatory Changes: New regulations related to consumer lending, data privacy, or financial technology can impact Qliro's business model and profitability.

Macroeconomic Factors: Economic growth, interest rates, inflation, and unemployment in Sweden and globally affect consumer spending and investment decisions.

Technological Advancements: Developments in payment technology, e-commerce platforms, and data analytics can create opportunities or threats for Qliro.

Investor Relations: Qliro's communication with investors, including earnings reports, press releases, and investor presentations, shapes market perception.

Global Events: Geopolitical events, economic crises, and pandemics can create volatility and uncertainty in financial markets, affecting stock prices.