Navient Corporation (NAVI.US) stock price is influenced by numerous factors:

Student Loan Market: Changes in student loan origination, servicing, and delinquency rates impact revenue.

Regulatory Environment: Government policies regarding student loan forgiveness and servicing regulations affect profitability.

Interest Rates: Rising interest rates can increase borrowing costs, potentially impacting profitability and loan demand.

Economic Conditions: Broader economic health influences student loan repayment rates and overall financial performance.

Company Performance: Navient's earnings reports, strategic decisions, and operational efficiency influence investor sentiment.

Competition: The competitive landscape within the student loan servicing industry affects market share and pricing power.

Legal and Litigation Risks: Lawsuits and legal challenges related to student loan servicing practices can impact stock value.

Investor Sentiment: Market trends and overall investor confidence influence buying and selling pressure on the stock.

Dividend Policy: Changes in dividend payouts can attract or deter investors, affecting stock price.

Credit Ratings: Upgrades or downgrades in Navient's credit ratings influence investor perception of risk and financial stability.